It can be extremely difficult and expensive to obtain insurance coverage for individual amateur athletic competitions. Yet if insurance is not obtained, the personal assets of the individuals conducting the event may be at risk. Many owners of sports facilities, especially municipalities and schools, will not permit the use of their property or facilities unless it can be demonstrated that both they and the entity/individuals conducting the event are covered under an insurance policy. Without insurance, the opportunity for amateur athletes to compete in organized sports programs is substantially limited.

In conjunction with its overall sanctioning and membership program, the AAU maintains an insurance program that provides coverage for its districts, member clubs/teams, and individual members conducting and/or participating in its sanctioned events. There are two broad types of insurance coverages included in the AAU insurance program: General Liability and Sports Accident.

It should be noted that the AAU does not sell insurance but rather provides accident and
liability coverages as one of the many benefits of membership.

Click here for the Exclusion List
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For Registration/Membership Information, please call:

For Membership Year Claims Information, please call:

To report an Accident claim, click on the following: Sports Accident Claim Form.
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Complete the form and return to:

NAHGA Claims Service
PO Box 189
100 Main Street
Brighton, Maine 04009
1-800-952-4320
207-647-4569 fax
tenab@nahga.com

Insurance Certificate Program
*Generic Insurance Certificate, AB Insurance Certificate, Third Party Practice Insurance Certificate, Third Party Sanctioned Event Insurance Certificate)

To obtain information on the program or to submit an application, click here.
To obtain information on an Issued Third Party Certificate, click here.

Club Benefits

The Directors & Officers Benefit
[click here for further info] | [click here to download form] [click here for some examples]

This benefit is for those clubs who may be subject to the wrongful act coverage such as discrimination, by-laws, IRS violations, and failure to manage club financial affairs.

The Wrap Around Benefit [click here for further info] | [click here to download form]

This benefit is essential for those that lease a premise, hold approved fundraisers or have a professional liability exposure. Some clubs may have a need for only one coverage, such as fundraisers, or all the wrap around policy coverage’s such as lease premise as well as a fundraisers, award banquets, special meetings and professional liability exposure.

Added Benefit Membership [click here for further info]

The AAU's added benefit program allows AB members to participate in non-AAU sanctioned events.